Best Insurance Companies
We have compiled a list of the best insurance companies.
This is a follow up where we discussed how the best health insurance plans were independently compared against each other.
Company Ranking Terms
Rank. Based on score. Commercial, Medicare, and Medicaid plans were evaluated and ranked separately.
Score. 0 to 100, based on company’s performance relative to other plans in member satisfaction, prevention and treatment, and accreditation by the National Committee for Quality Assurance. Commercial plans were evaluated in 50 measures, Medicare plans in 44, and Medicaid plans in 41.
State. Where plan operates.
Type. HMO–health maintenance organization (primary-care physician coordinates care within network; members pay out of pocket for out-of-network care). POS–point-of-service plan (plan pays part of the cost of out-of-network care).
The Honor Roll
These health insurance plans sit atop the U.S. News 2009-10 rankings of commercial, Medicare, and Medicaid plans. The rankings are based on data collected and analyzed by the National Committee for Quality Assurance (independent of insurance companies, which allows a fair rating, so you know they honestly feel these companies are the best), managed care’s major accrediting and standards-setting body. Scores of 0 to 100 reflect member satisfaction, success relative to other plans in preventing and treating illness, and NCQA accreditation.
BEST COMPANIES FOR COMMERCIAL PLANS SCORE
1. Harvard Pilgrim Health Care (HMO/POS), Mass., Maine 91.1
2. Harvard Pilgrim Health Care of New England (HMO/POS), N.H. 90.2
3. Tufts Associated Health Maintenance Organization
(HMO/POS), Mass., N.H., R.I. 89.9
4. Grand Valley Health Plan (HMO), Mich. 89.4
5. Capital Health Plan (HMO), Fla. 89.0
6. Geisinger Health Plan (HMO/POS), Pa. 88.6
7. Fallon Community Health Plan (HMO/POS), Mass. 88.0
8. Health New England (HMO/POS), Conn., Mass. 87.9
9. CIGNA HealthCare of New Hampshire (HMO/POS) 87.7
10. Group Health Cooperative of South Central Wisconsin (HMO) 87.6
BEST MEDICARE PLANS SCORE
1. Kaiser Foundation Health Plan of Colorado (HMO) 89.0
2. Fallon Community Health Plan (HMO), Mass. 88.8
3. Geisinger Health Plan (HMO), Pa. 88.1
4. Tufts Associated Health Maintenance Organization (HMO),
Mass. 88.0
5. Capital Health Plan (HMO), Fla. 87.6
BEST MEDICAID PLANS SCORE
1. Kaiser Foundation Health Plan of Hawaii (HMO) 89.4
2. Boston Medical Center HealthNet Plan (HMO) 89.3
3. Fallon Community Health Plan (HMO), Mass. 89.3
4. Neighborhood Health Plan (HMO), Mass. 88.2
5. Blue Cross and Blue Shield of Rhode Island (POS) 87.7
Note: HMO–health maintenance organization; POS–point-of-service plan (box, Page 91). Identical scores are because of rounding.
Uncooperative Plans
These are the biggest of the 120 health insurance plans that held back performance-related data that would have enabled NCQA to evaluate and rank them.
COMMERCIAL PLANS MEMBERS Altius Health Plans (Idaho, Utah, Wyo.) 183,080 Blue Cross and Blue Shield of Texas 161,870 FIRSTCARE (Texas) 104,484 Physicians Plus Insurance Corporation (Wis.) 96,590 CommunityCare Managed Healthcare Plans of Oklahoma 86,533 Note: Members are as of July 31, 2009. Source: NCQA; AIS (Page 16) MEDICARE PLANS MEMBERS WellCare of Florida 80,950 Peoples Health Network (La.) 41,346 Windsor Health Plan (Ala., Ark., Miss., S.C., Tenn.) 27,778 WellCare of New York 27,326 HealthSpring (Ala.) 27,307 MEDICAID PLANS MEMBERS HealthEase of Florida 816,459 AMERIGROUP Texas 450,664 Horizon NJ Health 377,463 Arizona Physicians IPA 293,180 MDwise (Ind.) 279,670
Commerical Plans
Legend for chart:
A – Rank
B – Plan
C – Score
D – State
E – Type
F - Web address
A B
C
D
E
F
1. Harvard Pilgrim Health Care
91.1
Mass., Maine
HMO/POS
www.harvardpilgrim.org
2. Harvard Pilgrim Health Care of New England
90.2
N.H.
HMO/POS
www.harvardpilgrim.org
3. Tufts Associated Health Maintenance Organization
89.9
Mass., N.H., R.I.
HMO/POS
www.tufts-healthplan.com
4. Grand Valley Health Plan
89.4
Mich.
HMO
www.gvhp.com
5. Capital Health Plan
89.0
Fla.
HMO
www.capitalhealth.com
6. Geisinger Health Plan
88.6
Pa.
HMO/POS
www.thehealthplan.com
7. Fallon Community Health Plan
88.0
Mass.
HMO/POS
www.fchp.org
8. Health New England
87.9
Conn., Mass.
HMO/POS
www.healthnewengland.com
9. CIGNA HealthCare of New Hampshire
87.7
N.H.
HMO/POS
www.cigna.com
10. Group Health Cooperative of South Central Wisconsin
87.6
Wis.
HMO
www.ghcscw.com
11. Health Net of Connecticut
87.3
Conn.
HMO/POS
www.healthnet.com
12. Blue Cross and Blue Shield of Massachusetts
87.3
Mass.
HMO/POS
www.bcbsma.com
13. Kaiser Foundation Health Plan of Colorado
87.2
Colo.
HMO
www.kp.org
14. Universal Benefits
87.1
N.Y.
POS
www.cdphp.com
15. Capital District Physicians' Health Plan
87.1
N.Y.
HMO/POS
www.cdphp.com
16. Anthem Blue Cross and Blue Shield
87.1
Maine
HMO/POS
www.anthem.com
17. HealthAmerica Pennsylvania
87.0
Pa.
HMO/POS
www.healthamerica.cvty.com
18. Health Alliance Medical Plans
87.0
Iowa, Ill.
HMO/POS
www.healthalliance.org
19. Anthem Blue Cross and Blue Shield - Connecticut
86.9
Conn.
HMO/POS
www.anthem.com
20. Anthem Blue Cross and Blue Shield
86.9
N.H.
HMO/POS
www.anthem.com
20. Anthem Health Plan of New Hampshire
86.9
N.H.
HMO/POS
www.anthem.com
22. Priority Health
86.9
Mich.
HMO
www.priorityhealth.com
23. Capital District Physicians' Healthcare Network (Self-Funded
86.8
N.Y.
HMO/POS
www.cdphp.com
24. CIGNA HealthCare of Maine
86.8
Maine
HMO/POS
www.cigna.com
25. HealthPartners
86.6
Minn.
HMO/POS
www.healthpartners.com
26. Excellus BlueCross BlueShield
86.3
N.Y.
HMO/POS
www.excellusbcbs.com
27. ConnectiCare
86.3
Conn.
HMO/POS
www.connecticare.com
28. PersonalCare Insurance of Illinois
86.3
Ill.
HMO/POS
www.personalcare.org
29. ConnectiCare of Massachusetts
86.3
Mass.
HMO/POS
www.connecticare.com
30. Blue Cross and Blue Shield of Vermont
86.2
Vt.
POS
www.bcbsvt.com
31. Independent Health Association
86.2
N.Y.
HMO/POS
www.independenthealth.com
32. Kaiser Foundation Health Plan of Northern California
86.1
Calif.
HMO
www.kp.org
33. HealthPlus of Michigan
86.1
Mich.
HMO/POS
www.healthplus.com
34. UPMC Health Plan
86.0
Pa.
HMO/POS
www.upmchealthplan.com
35. Blue Cross and Blue Shield of Rhode Island
86.0
Mass., R.I.
POS
www.bcbsri.com
36. MVP Health Care
86.0
N.Y., Vt.
HMO/POS
www.mvphealthcare.com
37. Security Health Plan of Wisconsin
85.9
Wis.
HMO
www.securityhealth.org
38. CIGNA HealthCare of Massachusetts
85.8
Mass.
HMO/POS
www.cigna.com
39. CIGNA HealthCare of Connecticut
85.7
Conn.
HMO/POS
www.cigna.com
40. Physicians Health Plan of Mid-Michigan
85.7
Mich.
HMO/POS
www.phpmm.org
41. MVP Health Care
85.6
N.Y.
HMO/POS
www.mvphealthcare.com
42. CIGNA HealthCare Mid-Atlantic
85.4
D.C., Md., Va.
HMO/POS
www.cigna.com
43. Health Alliance Plan of Michigan
85.4
Mich.
HMO
www.hap.org
44. Unity Health Plans Insurance
85.3
Wis.
HMO/POS
www.unityhealth.com
45. Aetna Health--Connecticut
85.2
Conn.
HMO/POS
www.aetna.com
46. Kaiser Foundation Health Plan of the Northwest
85.2
Ore., Wash.
HMO
www.kp.org
47. Keystone Health Plan West
85.1
Pa.
HMO
www.highmarkbcbs.com
48. Network Health Plan
85.1
Wis.
HMO
www.networkhealth.com
49. Dean Health Plan
85.0
Wis.
HMO
www.deancare.com
50. Neighborhood Health Plan
84.9
Mass.
HMO
www.nhp.org
Note: Rounding may produce identical scores. All plans are accredited by the National Committee for Quality Assurance. Source: NCQA
Medicare Plans
Legend for chart:
A – Rank
B – Plan
C – Score
D – State
E – Type
F - Web address
A B
C
D
E
F
1. Kaiser Foundation Health Plan of Colorado
89.0
Colo.
HMO
www.kp.org
2. Fallon Community Health Plan
88.8
Mass.
HMO
www.fchp.org
3. Geisinger Health Plan
88.1
Pa.
HMO
www.thehealthplan.com
4. Tufts Associated Health Maintenance Organization
88.0
Mass.
HMO
www.tufts-healthplan.com
5. Capital Health Plan
87.6
Fla.
HMO
www.capitalhealth.com
6. MVP Health Care
87.3
N.Y.
HMO
www.mvphealthcare.com
7. Kaiser Foundation Health Plan of the Northwest
87.2
Ore., Wash.
HMO
www.kp.org
8. Kaiser Foundation Health Plan of Southern California
87.2
Calif.
HMO
www.kp.org
9. Kaiser Foundation Health Plan of the Northwest (Demon. Project)
87.1
Ore., Wash.
HMO
www.kp.org
10. Capital District Physicians' Health Plan
87.0
N.Y.
HMO
www.cdphp.com
11. Group Health Cooperative
87.0
Wash.
HMO
www.ghc.org
12. Blue Cross and Blue Shield of Massachusetts
86.9
Mass.
HMO
www.bcbsma.com
13. Kaiser Foundation Health Plan of Northern California
86.5
Calif.
HMO
www.kp.org
14. Kaiser Foundation Health Plan of Hawaii
86.5
Hawaii
HMO
www.kp.org
15. Kaiser Foundation Health Plan of the Mid-Atlantic States
86.4
D.C., Md., Va.
HMO
www.kp.org
16. Health Alliance Medical Plans
86.3
Ill.
HMO
www.healthalliance.org
17. Keystone Health Plan Central
85.9
Pa.
HMO
www.capbluecross.com
18. Independent Health Association
85.8
N.Y.
HMO
www.independenthealth.com
19. Security Health Plan of Wisconsin
85.8
Wis.
HMO
www.securityhealth.org
20. HealthAmerica Advantra
85.6
Pa.
HMO
www.pa.chcadvantra.com
21. Aetna Health--Pennsylvania
85.6
Pa.
HMO
www.aetna.com
22. Medical Associates Health Plan
85.2
Iowa, Ill.
HMO
www.mahealthcare.com
22. Medical Associates Health Plans
85.2
Wis.
HMO
www.mahealthcare.com
24. HealthPlus of Michigan
85.1
Mich.
HMO
www.healthplus.com
25. Empire BlueCross BlueShield
85.0
N.Y.
HMO
www.empireblue.com
Medicaid Plans
Legend for chart:
A – Rank
B – Plan
C – Score
D – State
E – Type
F - Web address
A B
C
D
E
F
1. Kaiser Foundation Health Plan of Hawaii
89.4
Hawaii
HMO
www.kp.org
2. Boston Medical Center HealthNet Plan
89.3
Mass.
HMO
www.bmchp.org
3. Fallon Community Health Plan
89.3
Mass.
HMO
www.fchp.org
4. Neighborhood Health Plan
88.2
Mass.
HMO
www.nhp.org
5. Blue Cross and Blue Shield of Rhode Island
87.7
R.I.
POS
www.bcbsri.com
6. Capital District Physicians' Health Plan
87.4
N.Y.
HMO
www.cdphp.com
7. Neighborhood Health Plan of Rhode Island
87.3
R.I.
HMO
www.nhpri.org
8. HIP Health Plan of New York
86.5
N.Y.
HMO
www.hipusa.com
9. Excellus BlueCross BlueShield
86.4
N.Y.
HMO
www.excellusbcbs.com
10. Health Plan of Michigan
86.1
Mich.
HMO
www.hpmich.com
11. UnitedHealthcare of New England
86.0
R.I.
HMO
www.uhc.com
12. Independent Health Association
86.0
N.Y.
HMO
www.independenthealth.com
13. Passport Health Plan
85.8
Ky.
HMO
www.passporthealthplan.com
14. Priority Health
85.8
Mich.
HMO
www.priorityhealth.com
15. UPMC Health Plan
85.7
Pa.
HMO
www.upmchealthplan.com
16. Medica
85.6
Minn.
HMO
www.medica.com
17. Blue Care Network of Michigan
85.2
Mich.
HMO
www.mibcn.com
18. Blue Plus
84.4
Minn.
HMO
www.bluecrossmn.com
19. Great Lakes Health Plan
84.3
Mich.
HMO
www.glhp.com
20. Delaware Physicians Care, an Aetna Medicaid Plan
84.2
Del.
HMO
www.delawarephysicianscare.com
21. Gateway Health Plan
83.9
Pa.
HMO
www.gatewayhealthplan.com
22. HealthNow New York
83.8
N.Y.
HMO
www.healthnow.org
23. Physicians Health Plan of Mid-Michigan
83.6
Mich.
HMO
www.phpmm.org
24. MedStar Family Choice
83.5
Md.
HMO
www.medstarhealth.org
25. AmeriHealth Mercy Health Plan
83.3
Pa.
HMO
www.amerihealthmercy.com
Note: Rounding may produce identical scores. All plans are accredited by the National Committee for Quality Assurance. Source: NCQA
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